Privacy Policy
pirranectalitharcivi is committed to protecting your personal information and respecting your privacy rights in accordance with Australian privacy laws and regulations.
Last updated: March 2025
Introduction and Scope
This privacy policy explains how pirranectalitharcivi Pty Ltd (ABN 52 147 369 581) collects, uses, discloses, and manages your personal information. This policy applies to all services provided through our website at pirranectalitharcivi.com and any related capital allocation educational programs or consultations.
We operate under the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth) and comply with all applicable Australian privacy legislation. If you have any questions about how we handle your personal information, please contact our Privacy Officer using the details provided at the end of this policy.
Information We Collect
Personal Information
We collect personal information that you voluntarily provide when you interact with our services. This may include your name, email address, phone number, postal address, company details, and financial information relevant to capital allocation discussions.
Technical Information
When you visit our website, we automatically collect certain technical information including your IP address, browser type, operating system, referring URLs, and pages visited. We use cookies and similar tracking technologies to enhance your browsing experience and analyze website usage patterns.
Communication Records
We maintain records of communications between you and pirranectalitharcivi, including emails, phone calls, and meeting notes. This helps us provide consistent service and maintain accurate records of our professional relationship.
We only collect information that is necessary for providing our capital allocation education and advisory services. We will always inform you about what information we're collecting and why we need it.
How We Use Your Information
- Provide capital allocation education, resources, and advisory services
- Communicate with you about our programs, updates, and relevant financial education content
- Process registrations for learning programs and consultations
- Improve our website functionality and user experience
- Comply with legal obligations and regulatory requirements
- Conduct internal research and analysis to enhance our educational offerings
- Provide customer support and respond to inquiries
Data Sharing and Disclosure
We do not sell, rent, or trade your personal information to third parties. However, we may share your information in specific circumstances:
| Circumstance | Details |
|---|---|
| Service Providers | Trusted third-party services that help us operate our website and deliver educational content, bound by confidentiality agreements |
| Legal Requirements | When required by Australian law, court orders, or regulatory authorities |
| Business Protection | To protect pirranectalitharcivi's rights, property, or safety, or that of our clients and the public |
| Consent | With your explicit consent for specific purposes not covered in this policy |
Your Privacy Rights
Under Australian privacy law, you have several important rights regarding your personal information:
Access and Correction
You can request access to the personal information we hold about you and ask us to correct any inaccurate or outdated information. We will respond to your request within 30 days and provide access unless there are valid legal reasons preventing disclosure.
Deletion and Restriction
You may request that we delete your personal information or restrict how we use it, subject to our legal obligations and legitimate business interests. Some information may need to be retained for compliance purposes even after you request deletion.
Opt-out and Withdrawal
You can withdraw consent for marketing communications at any time by clicking unsubscribe links in emails or contacting us directly. Note that withdrawing consent won't affect information processing that occurred before your withdrawal.
Data Security and Protection
We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices include:
- Encryption of sensitive data during transmission and storage
- Regular security assessments and updates to our systems
- Limited access controls ensuring only authorized personnel can access personal information
- Secure backup procedures and disaster recovery plans
- Staff training on privacy requirements and data handling procedures
While we take reasonable steps to protect your information, no internet transmission or electronic storage method is completely secure. We cannot guarantee absolute security but continuously work to maintain and improve our protective measures.
Data Retention and Deletion
We retain your personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, or resolve disputes. Our typical retention periods are:
- Client records and communication: 7 years after last contact (Australian business record requirements)
- Website analytics and usage data: 2 years from collection
- Marketing communications data: Until you unsubscribe or request deletion
- Financial transaction records: 5 years (Australian taxation requirements)
After the retention period expires, we securely delete or anonymize your personal information unless we have a legal obligation to retain it longer.
International Data Transfers
Your personal information is primarily stored and processed in Australia. If we need to transfer information overseas, we ensure appropriate safeguards are in place to protect your privacy rights. We may transfer data to countries with adequate privacy protections or use contractual arrangements that provide equivalent protection to Australian privacy laws.
Any international transfers will be conducted in accordance with Australian Privacy Principle 8 and we will inform you of such transfers where required by law.
Cookies and Tracking Technologies
Our website uses cookies and similar technologies to enhance your experience and gather information about how you use our site. You can control cookie settings through your browser preferences, though disabling certain cookies may affect website functionality.
We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a set period). Our cookies help us remember your preferences, understand which content is most valuable to visitors, and improve our educational resources.
Third-Party Services
Our website may contain links to external websites or integrate with third-party services for analytics, communication, or educational content delivery. We are not responsible for the privacy practices of these external services and encourage you to review their privacy policies.
When you click on external links or use integrated services, you may be sharing information with those third parties according to their own privacy policies, which may differ from ours.
Updates and Changes
We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. Significant changes will be communicated through email notifications or prominent website notices. The date of the most recent update appears at the top of this policy.
We encourage you to review this policy regularly to stay informed about how we protect your information. Continued use of our services after policy changes indicates your acceptance of the updated terms.
Complaints and Concerns
If you believe we have not handled your personal information in accordance with this policy or Australian privacy laws, you can lodge a complaint with us. We will investigate your complaint promptly and respond within 30 days.
If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au or by calling 1300 363 992.
Privacy Officer Contact
For privacy-related inquiries, access requests, or concerns:
Address: 194 Charles St, Launceston TAS 7250, Australia
Phone: +61409514881
Email: help@pirranectalitharcivi.com
Response Time: Within 30 days of receiving your inquiry